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Standard Service Schedule
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Nortoon Offline
High Mileage

Ottawa, Ontario, Canada
Posts: 1,409
Joined: Jan 2015
Post: #21
RE: Standard Service Schedule
(04-14-2018 07:14 AM)LongRanger Wrote:  I'm worse than you. I created an Excel database which not only contains the maintenance schedule, but also determines the maintenance cost per mile over the life of the vehicle.

I did that for the 3 years I rode my CB500XA. I was surprized how little I paid for each happy kilometer I rode. But was annoyed when I traded it in, and found that 3 years of insurance cost almost as much as the net cost of the bike. I am a senior citizen with 27 years of accident free riding experience.

2017 CB1100 EX
(This post was last modified: 04-14-2018 11:18 AM by Nortoon.)
04-14-2018 11:17 AM
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LongRanger Offline
Been There

Evergreen, CO
Posts: 4,220
Joined: Aug 2015
Post: #22
RE: Standard Service Schedule
Yep. That's why I don't buy full coverage (comp and collision).

I've owned my K1200RS since new and have maintained it by the book. The total cost of maintenance, including tires and routine servicing that I perform myself, has exceeded the cost of the bike, and it wasn't an inexpensive bike! But you're right, add the cost of insurance and it makes for a very expensive toy!

Ride more. Worry less. Tongue
‘12 BMW R1200R Classic
'15 BMW R1200RT
04-14-2018 11:58 AM
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Cormanus Offline
Moderator

Queensland, Australia
Posts: 20,660
Joined: Dec 2013
Post: #23
RE: Standard Service Schedule
(04-14-2018 05:33 AM)EmptySea Wrote:  Got a 'page not found' on Cormanus's first link posted above.

My bad, EmptySea. Should work now.
04-14-2018 01:14 PM
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peterbaron Online
Lives On Two Wheels

ON, Canada
Posts: 9,149
Joined: Jan 2016
Post: #24
RE: Standard Service Schedule
(04-14-2018 11:17 AM)Nortoon Wrote:  
(04-14-2018 07:14 AM)LongRanger Wrote:  .
Nortoon Wrote
... But was annoyed when I traded it in, and found that 3 years of insurance cost almost as much as the net cost of the bike. I am a senior citizen with 27 years of accident free riding experience.

+1 , cuz Ontario bike insurance RIPS OFF ALL OF US Angry
My friend in Australia can stop insuring his bike in "winter times"...but Cormanus will have more precise details about bike insurance there, when he wakes up Monday morning, pleaseTongue

pb

"Drop a gear and disappear"®
'14 CB1100 DLX-#170 ® 26K kms (FOX - pleasure horse)
'14 CB1100/ABS ® 113K kms (MYSHOL - white draft horse)
'13 CB1100/c-ABS - 56K kms - sold
*Grand Chancellor*
(This post was last modified: 04-15-2018 10:39 AM by peterbaron.)
04-15-2018 10:25 AM
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Cormanus Offline
Moderator

Queensland, Australia
Posts: 20,660
Joined: Dec 2013
Post: #25
RE: Standard Service Schedule
In Australia, broadly speaking, all vehicles are required by law to carry Compulsory Third Party (CTP) insurance which is collected by state governments as part of the annual registration fee. It covers injury to people for which you may be responsible. It is also the majority of the cost of my annual registration.

The rest is up to the individual driver. If you want to self-insure you can, or you can insure fully or partially. The costs vary from state to state, presumably based on the level of risk. I say this because Pterodactyl and I got quite different quotes for comprehensive insurance from the same company. I assume the difference was based on the fact we live in different states and cities, although we are different ages.

To give you an idea of cost, my annual registration is A$485 of which A$309 is CTP. Comprehensive insurance on the CB costs me $231 a year. I'll review the comprehensive insurance this year and maybe move to third party property only. I'm not sure I might not self insure my bike.
04-15-2018 03:07 PM
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peterbaron Online
Lives On Two Wheels

ON, Canada
Posts: 9,149
Joined: Jan 2016
Post: #26
RE: Standard Service Schedule
(04-15-2018 03:07 PM)Cormanus Wrote:  In Australia,.............................. insure my bike.

Thanks and good morningThumbs Up

pb

"Drop a gear and disappear"®
'14 CB1100 DLX-#170 ® 26K kms (FOX - pleasure horse)
'14 CB1100/ABS ® 113K kms (MYSHOL - white draft horse)
'13 CB1100/c-ABS - 56K kms - sold
*Grand Chancellor*
(This post was last modified: 04-15-2018 03:42 PM by peterbaron.)
04-15-2018 03:41 PM
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Nortoon Offline
High Mileage

Ottawa, Ontario, Canada
Posts: 1,409
Joined: Jan 2015
Post: #27
RE: Standard Service Schedule
(04-15-2018 10:25 AM)peterbaron Wrote:  +1 , cuz Ontario bike insurance RIPS OFF ALL OF US Angry
My friend in Australia can stop insuring his bike in "winter times.

We use to be able to do that. But I knew bikers who rode during the off months without paying for it. So now the cost is for the year, even though we only ride for 6 months.

Quoting the cost as a monthly payment also makes it seem cheaper. It's something like offering people cars for so much a week.

2017 CB1100 EX
04-15-2018 09:01 PM
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The ferret Offline
Forum Moderator

Ohio
Posts: 31,282
Joined: Apr 2013
Post: #28
RE: Standard Service Schedule
We used to be able to buy what they termed "winter lay-up" here at a reduced premium. Covered 3 months. Dec, Jan and Feb I think. The bikes were still covered for fire and theft but not for collision and stuff. Since I've always ridden year round I never bought it and don't think the premium drop was much less anyway.

My insurance agent always told me, if you can afford to walk away from a total loss, without financial hardship, you could afford liability only.

.
Defender of the Realm
2014 DLX (the pleasure horse)
2021 NC750X DCT (Angry Bird)
(This post was last modified: 04-16-2018 06:27 AM by The ferret.)
04-16-2018 05:43 AM
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peterbaron Online
Lives On Two Wheels

ON, Canada
Posts: 9,149
Joined: Jan 2016
Post: #29
RE: Standard Service Schedule
Needless to say , in North America + more we all are over insured..
...my insurance charges me for a driver who is NOT insured = ABSURD, but got to pay...sorry for drifting away from Standard Service Schedule

pb

"Drop a gear and disappear"®
'14 CB1100 DLX-#170 ® 26K kms (FOX - pleasure horse)
'14 CB1100/ABS ® 113K kms (MYSHOL - white draft horse)
'13 CB1100/c-ABS - 56K kms - sold
*Grand Chancellor*
(This post was last modified: 04-16-2018 06:14 AM by peterbaron.)
04-16-2018 06:14 AM
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